Business Solutions

There are many types of retirement plans available to you. The terms used with retirement plans can sound like a foreign language - Qualified, Non-qualified, Profit Sharing, New Comparability, Safe Harbor, SEP-IRA, SIMPLE IRA, 401(k)! We help you pick the appropriate plan for your business.

Our Plan Benchmarking service includes the following: Plan Design/Structure Review, Plan Benchmarking/Fund Analysis, and Plan Fee/Cost comparison of your plan against at least 3 other record keepers. Our Plan Benchmarking report is designed to meet your fiduciary duty as a plan sponsor and is kept in your “Fiduciary File.” 

Business owners spend a lot of time and money hiring and training their employees. We can help you establish a compensation program that will help you incentivize and retain your key employees.

While youʼve spent years building and growing your business, there might come a day when you would like to step away and enjoy the benefits of your hard work. In  reality, most business owners do not establish an exit strategy for their retirement, or unfortunately, in the case of unexpected death. We can help develop and implement a strategy so that your business continues according to your vision, but wonʼt leave your heirs with outlandish tax bills in order to carry out your plan.

Buy-sell agreements provide for the future sale of your business interest, or for the purchase of a co-workerʼs interest in the business. We help you develop a strategy to seamlessly transition company ownership as a result of a sale or the unexpected death of a partner.

If your businessʼ success relies on an individual or two, you need Key Person Insurance to protect your business against the sudden loss of anyone who is crucial to a business – whose absence might sink the company. In many small businesses, this is the owner, the founders, perhaps a high- level employee or two.

Many important decisions must be made when starting a business. Our financial planning process can help you understand different types of business structures and develop a strategy that will benefit your business.